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Your Mortgage 

There are a number of factors that can impact your mortgage application, and we are here to help guide you through the process, so that you have a better understanding of what is needed and when.

At Dylan Finance, we hand-hold you through the process so that we explain the bits that you are unsure about.

Things you need to think about when getting a mortgage

Where do you want to call home?

Purchasing a home is one of the biggest decisions we make in life, so we have to be sure it's the right one. Some people look for forever homes, some are looking for interim ones, no matter what you are looking for, we can advise you on a mortgage that will suit your requirements. 

A lump sum you need to be ready to part with

When it comes to buying any property, there is always the matter of a deposit that a purchaser will have to prepared with. As long as you have the right professional to speak with, you won't find this thought a daunting one.

Your spending habits

As your advisor, we will explain, that your prior spending behaviour can hugely impact the offers and outcomes of any mortgage application. At Dylan Finance, we work with you, helping you understand how your credit history works when it comes to getting a mortgage in your name.

What we want and what we can afford

There are always to sides to every story. When it comes to buying our dream home, there is what we want and what we can afford, both of which play a huge part in the mortgaging process. We ensure that you understand every aspect, in an ethical manor before committing. 

DYLAN FINANCE / FIRST TIME BUYER

First Time Buyer

Buying your first home is both exciting and daunting at the same time -there is so much information out there, where do you start?

Dylan Finance is a whole of market provider with access to over 11,000 products. We will work with you to understand your needs and advise the best options available. To ensure you are not paying too much for your mortgage, save you time by considering the appropriate mortgage products. Help you to choose the mortgage which gives you the flexibility you need now and in the future.

When you are ready to proceed, Dylan Finance will complete the full mortgage application for you. 

DYLAN FINANCE / REMORTGAGE

Remortgage

Is it time to change or move your existing mortgage? There could be many reasons why you are looking to remortgage.

Your current mortgage deal has ended 
you are looking to take advantage of the new rates on offer.

To reduce your monthly outgoings
by switching to a new deal, giving you more flexibility.

To consolidate debts, raise funds
to carry out some home improvements?

Whatever the reason you are looking to switch, get in touch with us today to find out about the best products to suit your needs. 

DYLAN FINANCE / BUY TO LET

Buy to Let

If you are planning to buy a property to rent out, Dylan Finance can help you find a competitive Buy to Let Mortgage. Whether you are thinking of buying your first Buy to Let property or remortgaging an existing one to add to your portfolio, we can provide you with the assistance you need.






FCA do not regulate Buy to Let Mortgages

 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

• You may have to pay an early repayment charge if you remortgage.
• Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.
• As with all insurance policies, conditions and exclusions will apply.

Typically, we charge a fee of £395-£595. The precise amount will depend on your circumstances. The actual fee will be confirmed in the initial meeting, and this will not exceed £1000 in any instance. The fee is payable on application to the lender.

Dylan Finance Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
 
Registered Office:
Dylan Finance Ltd | 131 Gordon Road | Ilford | England | IG1 2XT
Registered in England & Wales, Company No. 11737162


©DylanFinance 2023


Call us on 020 3872 0688



86-90 Paul Street
London  |  EC2A 4NE

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